/* ============================================================
   unmoisoffert.fr — DFK Cabinet — Premium Insurance Comparator
   ============================================================ */

/* ── Variables ─────────────────────────────────────────────── */
:root {
  --navy:       #0B1E3D;
  --navy-light: #132952;
  --navy-mid:   #1A3A6B;
  --green:      #00C48C;
  --green-dark: #00A874;
  --green-light:#E6FAF5;
  --white:      #FFFFFF;
  --grey-bg:    #F4F7FB;
  --grey-light: #EDF0F7;
  --grey-mid:   #9AA5BB;
  --grey-text:  #4A5568;
  --text:       #1A2744;
  --shadow:     0 4px 24px rgba(11,30,61,.10);
  --shadow-lg:  0 8px 48px rgba(11,30,61,.16);
  --radius:     14px;
  --radius-lg:  22px;
  --transition: .22s cubic-bezier(.4,0,.2,1);
}

/* ── Reset & Base ───────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: 'Inter', 'Segoe UI', system-ui, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }

/* ── Typography ─────────────────────────────────────────────── */
h1,h2,h3,h4,h5 { font-weight: 700; line-height: 1.2; color: var(--navy); }
h1 { font-size: clamp(2rem, 5vw, 3.2rem); }
h2 { font-size: clamp(1.6rem, 3.5vw, 2.4rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.6rem); }
h4 { font-size: 1.1rem; }
p  { color: var(--grey-text); font-size: 1.05rem; }

/* ── Layout Helpers ─────────────────────────────────────────── */
.container { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.container-sm { max-width: 820px; margin: 0 auto; padding: 0 24px; }
.section { padding: 88px 0; }
.section-sm { padding: 56px 0; }
.text-center { text-align: center; }
.text-white { color: var(--white) !important; }
.text-green { color: var(--green); }
.text-navy { color: var(--navy); }
.bg-grey { background: var(--grey-bg); }
.bg-navy { background: var(--navy); }
.bg-navy-light { background: var(--navy-light); }
.flex { display: flex; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; }
.grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; }

/* ── Buttons ────────────────────────────────────────────────── */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 14px 28px; border-radius: 50px; font-weight: 600;
  font-size: .97rem; cursor: pointer; border: 2px solid transparent;
  transition: var(--transition); white-space: nowrap;
  text-decoration: none;
}
.btn-primary {
  background: var(--green); color: var(--white);
  box-shadow: 0 4px 18px rgba(0,196,140,.35);
}
.btn-primary:hover {
  background: var(--green-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 28px rgba(0,196,140,.45);
}
.btn-outline-white {
  background: transparent; color: var(--white);
  border-color: rgba(255,255,255,.6);
}
.btn-outline-white:hover {
  background: rgba(255,255,255,.12);
  border-color: var(--white);
  transform: translateY(-2px);
}
.btn-outline-navy {
  background: transparent; color: var(--navy);
  border-color: var(--navy);
}
.btn-outline-navy:hover {
  background: var(--navy); color: var(--white);
  transform: translateY(-2px);
}
.btn-lg { padding: 17px 36px; font-size: 1.05rem; }
.btn-sm { padding: 10px 20px; font-size: .88rem; }
.btn-cta-group { display: flex; gap: 16px; flex-wrap: wrap; align-items: center; }

/* ── Badges / Tags ──────────────────────────────────────────── */
.badge {
  display: inline-block; padding: 4px 14px; border-radius: 50px;
  font-size: .78rem; font-weight: 700; letter-spacing: .06em;
  text-transform: uppercase;
}
.badge-green { background: var(--green-light); color: var(--green-dark); }
.badge-navy  { background: rgba(255,255,255,.15); color: var(--white); }
.section-eyebrow {
  display: inline-block; padding: 6px 16px; border-radius: 50px;
  font-size: .8rem; font-weight: 700; letter-spacing: .08em;
  text-transform: uppercase; margin-bottom: 18px;
  background: var(--green-light); color: var(--green-dark);
}

/* ── Header / Nav ───────────────────────────────────────────── */
.header {
  position: sticky; top: 0; z-index: 999;
  background: rgba(11,30,61,.97);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(255,255,255,.06);
  transition: var(--transition);
}
.header.scrolled { box-shadow: var(--shadow-lg); }
.nav {
  display: flex; align-items: center; justify-content: space-between;
  height: 72px; gap: 32px;
}
.nav-logo {
  display: flex; align-items: center;
  flex-shrink: 0; transition: var(--transition);
}
.nav-logo:hover { opacity: .88; }
.nav-logo img { height: 44px; width: auto; display: block; }
.nav-logo span { color: var(--green); }
.nav-links {
  display: flex; align-items: center; gap: 6px;
}
.nav-links a {
  padding: 8px 14px; border-radius: 8px; color: rgba(255,255,255,.8);
  font-size: .92rem; font-weight: 500; transition: var(--transition);
}
.nav-links a:hover, .nav-links a.active {
  color: var(--white); background: rgba(255,255,255,.09);
}
.nav-dropdown { position: relative; }
.nav-dropdown-toggle {
  padding: 8px 14px; border-radius: 8px; color: rgba(255,255,255,.8);
  font-size: .92rem; font-weight: 500; cursor: pointer;
  display: flex; align-items: center; gap: 6px;
  transition: var(--transition); background: none; border: none;
}
.nav-dropdown-toggle:hover { color: var(--white); background: rgba(255,255,255,.09); }
.nav-dropdown-menu {
  position: absolute; top: calc(100% + 12px); left: 0;
  background: var(--white); border-radius: var(--radius);
  box-shadow: var(--shadow-lg); min-width: 220px;
  padding: 8px; opacity: 0; visibility: hidden;
  transform: translateY(-8px); transition: var(--transition);
  border: 1px solid var(--grey-light);
}
.nav-dropdown:hover .nav-dropdown-menu {
  opacity: 1; visibility: visible; transform: translateY(0);
}
.nav-dropdown-menu a {
  display: flex; align-items: center; gap: 10px;
  padding: 10px 14px; border-radius: 8px; color: var(--grey-text);
  font-size: .92rem; transition: var(--transition);
}
.nav-dropdown-menu a:hover { background: var(--grey-bg); color: var(--navy); }
.nav-dropdown-menu a .menu-icon { font-size: 1.1rem; width: 20px; }
.nav-cta { display: flex; align-items: center; gap: 12px; }
.nav-phone {
  color: var(--green); font-weight: 700; font-size: .95rem;
  display: flex; align-items: center; gap: 6px;
}
.hamburger {
  display: none; flex-direction: column; gap: 5px;
  cursor: pointer; padding: 6px; background: none; border: none;
}
.hamburger span {
  display: block; width: 24px; height: 2px;
  background: var(--white); border-radius: 2px;
  transition: var(--transition);
}
.mobile-nav {
  display: none; position: fixed; inset: 0; z-index: 998;
  background: var(--navy); padding: 90px 24px 40px;
  flex-direction: column; gap: 8px; overflow-y: auto;
}
.mobile-nav.open { display: flex; }
.mobile-nav a {
  padding: 14px 18px; border-radius: 10px; color: var(--white);
  font-size: 1rem; font-weight: 500; border-bottom: 1px solid rgba(255,255,255,.08);
}
.mobile-nav a:hover { background: rgba(255,255,255,.08); }

/* ── Hero ───────────────────────────────────────────────────── */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-mid) 60%, #1A4A7A 100%);
  padding: 100px 0 80px;
  position: relative; overflow: hidden;
}
.hero::before {
  content: ''; position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.025'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.hero-grid {
  display: grid; grid-template-columns: 1fr 1fr;
  gap: 56px; align-items: center; position: relative; z-index: 1;
}
.hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(0,196,140,.18); border: 1px solid rgba(0,196,140,.4);
  color: var(--green); padding: 6px 16px; border-radius: 50px;
  font-size: .82rem; font-weight: 700; text-transform: uppercase;
  letter-spacing: .07em; margin-bottom: 20px;
}
.hero h1 { color: var(--white); margin-bottom: 20px; }
.hero h1 em { color: var(--green); font-style: normal; }
.hero-lead {
  color: rgba(255,255,255,.78); font-size: 1.12rem;
  max-width: 540px; margin-bottom: 36px; line-height: 1.7;
}
.hero-stats {
  display: grid; grid-template-columns: repeat(2,1fr);
  gap: 16px; margin-top: 40px;
}
.hero-stat {
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.12);
  border-radius: var(--radius); padding: 16px 18px;
  display: flex; align-items: center; gap: 12px;
}
.hero-stat-icon {
  width: 40px; height: 40px; border-radius: 10px;
  background: rgba(0,196,140,.2); color: var(--green);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem; flex-shrink: 0;
}
.hero-stat-label { color: rgba(255,255,255,.6); font-size: .8rem; }
.hero-stat-value { color: var(--white); font-weight: 700; font-size: .95rem; }

/* ── Hero Form Card ─────────────────────────────────────────── */
.hero-form-card {
  background: var(--white); border-radius: var(--radius-lg);
  padding: 36px 32px; box-shadow: var(--shadow-lg);
}
.hero-form-card h3 { color: var(--navy); margin-bottom: 6px; }
.hero-form-card p { font-size: .92rem; margin-bottom: 24px; }
.form-group { margin-bottom: 16px; }
.form-group label {
  display: block; font-size: .85rem; font-weight: 600;
  color: var(--navy); margin-bottom: 6px;
}
.form-group select, .form-group input, .form-group textarea {
  width: 100%; padding: 13px 16px; border-radius: 10px;
  border: 1.5px solid var(--grey-light); font-size: .95rem;
  color: var(--text); background: var(--grey-bg);
  transition: var(--transition); outline: none;
  font-family: inherit;
}
.form-group select:focus, .form-group input:focus, .form-group textarea:focus {
  border-color: var(--green); background: var(--white);
  box-shadow: 0 0 0 3px rgba(0,196,140,.12);
}
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.form-submit { width: 100%; margin-top: 8px; justify-content: center; }
.form-trust {
  display: flex; align-items: center; justify-content: center; gap: 6px;
  margin-top: 14px; color: var(--grey-mid); font-size: .8rem;
}
.form-trust svg { color: var(--green); }

/* ── Trust Bar ──────────────────────────────────────────────── */
.trust-bar {
  background: var(--navy-light);
  border-top: 1px solid rgba(255,255,255,.06);
  padding: 22px 0;
}
.trust-bar-inner {
  display: flex; align-items: center; justify-content: center;
  gap: 48px; flex-wrap: wrap;
}
.trust-item {
  display: flex; align-items: center; gap: 10px;
  color: rgba(255,255,255,.75); font-size: .9rem;
}
.trust-item-icon { color: var(--green); font-size: 1.1rem; }
.trust-separator {
  width: 1px; height: 28px; background: rgba(255,255,255,.1);
}

/* ── Section Headers ────────────────────────────────────────── */
.section-header { margin-bottom: 56px; }
.section-header h2 { margin-bottom: 14px; }
.section-header p { max-width: 600px; font-size: 1.05rem; }
.section-header.text-center p { margin: 0 auto; }

/* ── Cards ──────────────────────────────────────────────────── */
.card {
  background: var(--white); border-radius: var(--radius);
  border: 1.5px solid var(--grey-light);
  padding: 32px 28px; transition: var(--transition);
}
.card:hover {
  border-color: var(--green); box-shadow: var(--shadow);
  transform: translateY(-4px);
}
.card-icon {
  width: 54px; height: 54px; border-radius: 14px;
  background: var(--green-light); color: var(--green);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem; margin-bottom: 18px;
}
.card h4 { color: var(--navy); margin-bottom: 10px; }
.card p { font-size: .94rem; }
.card-list { margin-top: 16px; display: flex; flex-direction: column; gap: 8px; }
.card-list li {
  display: flex; align-items: center; gap: 8px;
  font-size: .9rem; color: var(--grey-text);
}
.card-list li::before {
  content: '✓'; color: var(--green); font-weight: 700;
  flex-shrink: 0; font-size: .85rem;
}

/* ── Feature List ───────────────────────────────────────────── */
.feature-list { display: flex; flex-direction: column; gap: 20px; }
.feature-item { display: flex; gap: 16px; align-items: flex-start; }
.feature-item-icon {
  width: 46px; height: 46px; border-radius: 12px;
  background: var(--green-light); color: var(--green);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.2rem; flex-shrink: 0;
}
.feature-item h4 { color: var(--navy); margin-bottom: 4px; }
.feature-item p { font-size: .92rem; }

/* ── Steps / Process ────────────────────────────────────────── */
.steps { display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; position: relative; }
.steps::before {
  content: ''; position: absolute; top: 36px; left: 12.5%;
  width: 75%; height: 2px;
  background: linear-gradient(to right, var(--green), transparent);
  z-index: 0;
}
.step { text-align: center; position: relative; z-index: 1; }
.step-number {
  width: 72px; height: 72px; border-radius: 50%;
  background: linear-gradient(135deg,var(--green),var(--green-dark));
  color: var(--white); font-size: 1.4rem; font-weight: 800;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 18px; box-shadow: 0 4px 20px rgba(0,196,140,.35);
}
.step h4 { color: var(--navy); margin-bottom: 8px; }
.step p { font-size: .9rem; }

/* ── Profiles Section ───────────────────────────────────────── */
.profile-tabs {
  display: flex; gap: 4px; background: var(--grey-light);
  border-radius: 12px; padding: 4px; margin-bottom: 40px;
  max-width: 380px;
}
.profile-tab {
  flex: 1; padding: 10px; border-radius: 9px; text-align: center;
  font-size: .92rem; font-weight: 600; cursor: pointer;
  transition: var(--transition); color: var(--grey-mid);
  background: none; border: none; font-family: inherit;
}
.profile-tab.active {
  background: var(--white); color: var(--navy);
  box-shadow: 0 2px 8px rgba(0,0,0,.08);
}
.profile-content { display: none; }
.profile-content.active { display: grid; }

/* ── Testimonials ───────────────────────────────────────────── */
.testimonials-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
.testimonial-card {
  background: var(--white); border-radius: var(--radius);
  padding: 28px; border: 1.5px solid var(--grey-light);
  transition: var(--transition);
}
.testimonial-card:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.testimonial-stars { color: #F59E0B; font-size: 1rem; margin-bottom: 14px; }
.testimonial-text {
  font-size: .95rem; color: var(--grey-text); line-height: 1.65;
  margin-bottom: 20px; font-style: italic;
}
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.testimonial-avatar {
  width: 44px; height: 44px; border-radius: 50%;
  background: linear-gradient(135deg,var(--navy),var(--navy-mid));
  color: var(--white); font-weight: 700;
  display: flex; align-items: center; justify-content: center;
  font-size: .95rem; flex-shrink: 0;
}
.testimonial-name { font-weight: 700; font-size: .92rem; color: var(--navy); }
.testimonial-role { font-size: .82rem; color: var(--grey-mid); }
.testimonial-saving {
  margin-top: 16px; padding: 10px 14px;
  background: var(--green-light); border-radius: 8px;
  font-size: .88rem; font-weight: 600; color: var(--green-dark);
  display: flex; align-items: center; gap: 6px;
}

/* ── Stats Row ──────────────────────────────────────────────── */
.stats-row {
  display: grid; grid-template-columns: repeat(4,1fr);
  gap: 2px; background: rgba(255,255,255,.06);
  border-radius: var(--radius-lg); overflow: hidden;
}
.stat-item {
  padding: 36px 24px; text-align: center;
  background: rgba(255,255,255,.04);
}
.stat-number {
  font-size: clamp(2.2rem,4vw,3rem); font-weight: 800;
  color: var(--green); line-height: 1; margin-bottom: 8px;
  font-variant-numeric: tabular-nums;
}
.stat-label { color: rgba(255,255,255,.65); font-size: .9rem; }

/* ── CTA Banner ─────────────────────────────────────────────── */
.cta-banner {
  background: linear-gradient(135deg, var(--green-dark) 0%, var(--green) 100%);
  border-radius: var(--radius-lg); padding: 56px 48px;
  display: flex; align-items: center; justify-content: space-between;
  gap: 32px; flex-wrap: wrap;
}
.cta-banner h2 { color: var(--white); }
.cta-banner p { color: rgba(255,255,255,.85); max-width: 480px; margin-top: 8px; }
.cta-banner .btn-primary {
  background: var(--white); color: var(--green-dark);
  box-shadow: 0 4px 20px rgba(0,0,0,.15);
}
.cta-banner .btn-primary:hover { background: var(--grey-bg); }

/* ── Why DFK Section ────────────────────────────────────────── */
.why-dfk-content { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
.why-dfk-visual {
  position: relative;
  background: linear-gradient(135deg,var(--navy),var(--navy-mid));
  border-radius: var(--radius-lg); padding: 40px;
  overflow: hidden;
}
.why-dfk-visual::after {
  content: ''; position: absolute; bottom: -30px; right: -30px;
  width: 180px; height: 180px; border-radius: 50%;
  background: rgba(0,196,140,.12);
}
.why-scores { display: flex; flex-direction: column; gap: 16px; }
.score-row { display: flex; align-items: center; gap: 14px; }
.score-label { color: rgba(255,255,255,.8); font-size: .88rem; min-width: 120px; }
.score-bar { flex: 1; height: 8px; background: rgba(255,255,255,.1); border-radius: 4px; overflow: hidden; }
.score-fill {
  height: 100%; border-radius: 4px;
  background: linear-gradient(to right,var(--green),#00E8A8);
  transition: width 1.5s cubic-bezier(.25,.46,.45,.94);
}
.score-pct { color: var(--green); font-weight: 700; font-size: .88rem; min-width: 38px; text-align: right; }

/* ── FAQ ────────────────────────────────────────────────────── */
.faq-list { display: flex; flex-direction: column; gap: 12px; }
.faq-item {
  background: var(--white); border: 1.5px solid var(--grey-light);
  border-radius: var(--radius); overflow: hidden; transition: var(--transition);
}
.faq-item.open { border-color: var(--green); }
.faq-question {
  width: 100%; padding: 20px 24px; text-align: left;
  background: none; border: none; cursor: pointer;
  display: flex; justify-content: space-between; align-items: center;
  gap: 16px; font-family: inherit;
}
.faq-question span {
  font-weight: 600; color: var(--navy); font-size: .98rem;
}
.faq-chevron {
  width: 28px; height: 28px; border-radius: 50%;
  background: var(--grey-bg); color: var(--grey-mid);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0; font-size: .7rem; transition: var(--transition);
}
.faq-item.open .faq-chevron {
  background: var(--green-light); color: var(--green); transform: rotate(180deg);
}
.faq-answer {
  padding: 0 24px; max-height: 0; overflow: hidden;
  transition: max-height .35s ease, padding .35s ease;
}
.faq-item.open .faq-answer { max-height: 400px; padding: 0 24px 20px; }
.faq-answer p { font-size: .93rem; }

/* ── Footer ─────────────────────────────────────────────────── */
.footer {
  background: var(--navy); padding: 72px 0 0;
}
.footer-grid {
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px; margin-bottom: 56px;
}
.footer-brand h3 {
  color: var(--white); font-size: 1.4rem; margin-bottom: 16px;
}
.footer-brand h3 span { color: var(--green); }
.footer-brand p { color: rgba(255,255,255,.55); font-size: .9rem; line-height: 1.7; }
.footer-orias {
  display: inline-flex; align-items: center; gap: 8px;
  margin-top: 20px; padding: 8px 14px; border-radius: 8px;
  background: rgba(0,196,140,.12); border: 1px solid rgba(0,196,140,.25);
  color: var(--green); font-size: .82rem; font-weight: 600;
}
.footer-col h4 { color: var(--white); margin-bottom: 18px; font-size: .95rem; }
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col ul li a { color: rgba(255,255,255,.55); font-size: .88rem; transition: var(--transition); }
.footer-col ul li a:hover { color: var(--green); padding-left: 4px; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,.08);
  padding: 24px 0;
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 16px;
}
.footer-bottom p { color: rgba(255,255,255,.4); font-size: .82rem; }
.footer-bottom-links { display: flex; gap: 24px; }
.footer-bottom-links a { color: rgba(255,255,255,.4); font-size: .82rem; transition: var(--transition); }
.footer-bottom-links a:hover { color: var(--green); }

/* ── Floating Call Button ───────────────────────────────────── */
.float-cta {
  position: fixed; bottom: 28px; right: 28px; z-index: 900;
  display: flex; flex-direction: column; align-items: flex-end; gap: 10px;
}
.float-btn {
  width: 56px; height: 56px; border-radius: 50%;
  background: var(--green); color: var(--white);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.4rem; box-shadow: 0 4px 20px rgba(0,196,140,.5);
  cursor: pointer; transition: var(--transition);
  border: none;
}
.float-btn:hover { transform: scale(1.08); box-shadow: 0 8px 32px rgba(0,196,140,.6); }
.float-tooltip {
  background: var(--navy); color: var(--white);
  padding: 10px 16px; border-radius: 10px; font-size: .88rem;
  font-weight: 500; white-space: nowrap; opacity: 0;
  transform: translateX(8px); transition: var(--transition);
  pointer-events: none;
}
.float-cta:hover .float-tooltip { opacity: 1; transform: translateX(0); }

/* ── Breadcrumb ─────────────────────────────────────────────── */
.breadcrumb {
  padding: 14px 0; display: flex; align-items: center; gap: 8px;
  font-size: .85rem; color: rgba(255,255,255,.55);
}
.breadcrumb a { color: rgba(255,255,255,.55); transition: var(--transition); }
.breadcrumb a:hover { color: var(--green); }
.breadcrumb-sep { color: rgba(255,255,255,.3); }

/* ── Page Hero (inner pages) ────────────────────────────────── */
.page-hero {
  background: linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 100%);
  padding: 72px 0 64px;
}
.page-hero h1 { color: var(--white); margin-bottom: 16px; }
.page-hero p { color: rgba(255,255,255,.75); font-size: 1.08rem; max-width: 640px; }

/* ── Guarantee Badge ────────────────────────────────────────── */
.guarantee-row {
  display: flex; gap: 20px; flex-wrap: wrap; margin-top: 28px;
}
.guarantee-badge {
  display: flex; align-items: center; gap: 8px;
  padding: 8px 16px; border-radius: 50px;
  background: rgba(255,255,255,.09); border: 1px solid rgba(255,255,255,.15);
  color: rgba(255,255,255,.85); font-size: .85rem; font-weight: 500;
}
.guarantee-badge span { color: var(--green); font-size: 1rem; }

/* ── Comparator Table ───────────────────────────────────────── */
.compare-table {
  width: 100%; border-collapse: separate; border-spacing: 0;
  background: var(--white); border-radius: var(--radius);
  overflow: hidden; box-shadow: var(--shadow);
}
.compare-table th {
  background: var(--navy); color: var(--white);
  padding: 16px 20px; text-align: left; font-size: .88rem;
  font-weight: 600; white-space: nowrap;
}
.compare-table th.highlight { background: var(--green); }
.compare-table td {
  padding: 14px 20px; font-size: .9rem; color: var(--grey-text);
  border-bottom: 1px solid var(--grey-light);
}
.compare-table tr:last-child td { border-bottom: none; }
.compare-table tr:nth-child(even) td { background: var(--grey-bg); }
.compare-table .check { color: var(--green); font-size: 1.1rem; }
.compare-table .cross { color: #EF4444; font-size: 1.1rem; }

/* ── Animations ─────────────────────────────────────────────── */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes pulse-ring {
  0%   { transform: scale(1);   opacity: .7; }
  100% { transform: scale(1.5); opacity: 0; }
}
.animate-fadeInUp { animation: fadeInUp .65s ease both; }
.animate-delay-1 { animation-delay: .1s; }
.animate-delay-2 { animation-delay: .2s; }
.animate-delay-3 { animation-delay: .3s; }
.animate-delay-4 { animation-delay: .4s; }

/* ── Responsive ─────────────────────────────────────────────── */
@media (max-width: 1024px) {
  .grid-4 { grid-template-columns: repeat(2,1fr); }
  .steps { grid-template-columns: repeat(2,1fr); }
  .steps::before { display: none; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .hero-grid { grid-template-columns: 1fr; gap: 48px; }
  .hero { padding: 80px 0 60px; }
  .hero-stats { grid-template-columns: repeat(2,1fr); }
  .why-dfk-content { grid-template-columns: 1fr; }
}

@media (max-width: 768px) {
  .nav-links, .nav-cta .btn { display: none; }
  .hamburger { display: flex; }
  .nav-phone { display: none; }
  .grid-2, .grid-3 { grid-template-columns: 1fr; }
  .testimonials-grid { grid-template-columns: 1fr; }
  .stats-row { grid-template-columns: repeat(2,1fr); }
  .cta-banner { flex-direction: column; text-align: center; padding: 40px 28px; }
  .cta-banner .btn-cta-group { justify-content: center; }
  .footer-grid { grid-template-columns: 1fr; }
  .section { padding: 64px 0; }
  .form-row { grid-template-columns: 1fr; }
  .profile-tabs { max-width: 100%; }
  .trust-bar-inner { gap: 24px; }
  .trust-separator { display: none; }
  .breadcrumb { padding: 10px 0; }
  .guarantee-row { gap: 10px; }
}

@media (max-width: 480px) {
  .btn-cta-group { flex-direction: column; }
  .btn-cta-group .btn { width: 100%; justify-content: center; }
  .hero-stats { grid-template-columns: 1fr; }
  .steps { grid-template-columns: 1fr; }
  .stats-row { grid-template-columns: 1fr 1fr; }
}

/* ── Product Hub Cards ─────────────────────────────────────── */
.products-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 24px;
}
.product-card {
  position: relative;
  background: var(--white);
  border-radius: var(--radius-lg);
  border: 1.5px solid var(--grey-light);
  padding: 32px 26px 28px;
  transition: var(--transition);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  text-align: left;
}
.product-card::before {
  content: '';
  position: absolute; top: 0; left: 0; right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--green), #00E8A8);
  transform: scaleX(0); transform-origin: left;
  transition: transform .35s ease;
}
.product-card:hover {
  border-color: var(--green);
  box-shadow: var(--shadow-lg);
  transform: translateY(-6px);
}
.product-card:hover::before { transform: scaleX(1); }
.product-card-icon {
  width: 64px; height: 64px; border-radius: 16px;
  background: linear-gradient(135deg, var(--green-light), #D6F7EC);
  color: var(--green-dark);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.9rem; margin-bottom: 20px;
}
.product-card h4 {
  color: var(--navy); margin-bottom: 8px; font-size: 1.15rem;
}
.product-card p {
  font-size: .94rem; flex: 1; margin-bottom: 18px;
}
.product-card .product-badge {
  position: absolute; top: 16px; right: 16px;
  background: #FFB800; color: var(--navy);
  padding: 4px 10px; border-radius: 50px;
  font-size: .72rem; font-weight: 800; letter-spacing: .04em;
  text-transform: uppercase;
}
.product-card-cta {
  display: inline-flex; align-items: center; gap: 6px;
  color: var(--green-dark); font-weight: 700;
  font-size: .92rem; transition: var(--transition);
  margin-top: auto;
}
.product-card-cta::after {
  content: '→';
  transition: transform .25s ease;
}
.product-card:hover .product-card-cta::after { transform: translateX(4px); }
.product-card .product-features {
  list-style: none; margin: 0 0 18px; padding: 0;
  display: flex; flex-direction: column; gap: 6px;
}
.product-card .product-features li {
  font-size: .85rem; color: var(--grey-text);
  display: flex; align-items: center; gap: 8px;
}
.product-card .product-features li::before {
  content: '✓'; color: var(--green); font-weight: 800;
}

/* ── Big promo banner ──────────────────────────────────────── */
.promo-banner {
  background: linear-gradient(135deg, #FFB800 0%, #FF9500 100%);
  color: var(--navy);
  padding: 18px 0;
  font-weight: 700;
  font-size: .98rem;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.promo-banner::before {
  content: ''; position: absolute; inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='40' height='40' viewBox='0 0 40 40' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M20 5 L22 18 L35 20 L22 22 L20 35 L18 22 L5 20 L18 18 Z' fill='%230B1E3D' fill-opacity='0.05'/%3E%3C/svg%3E");
}
.promo-banner-content {
  position: relative; z-index: 1;
  display: flex; align-items: center; justify-content: center;
  gap: 14px; flex-wrap: wrap;
}
.promo-banner .promo-pill {
  background: var(--navy); color: #FFB800;
  padding: 4px 12px; border-radius: 50px;
  font-size: .8rem; font-weight: 800;
  letter-spacing: .05em; text-transform: uppercase;
}

/* ── Multi-step form ───────────────────────────────────────── */
.step-form { display: none; }
.step-form.active { display: block; }
.step-indicator { display: flex; gap: 0; margin-bottom: 28px; }
.step-ind {
  flex: 1; padding: 10px 6px; text-align: center; font-size: .78rem;
  font-weight: 600; background: var(--grey-light); color: var(--grey-mid);
  border-right: 1px solid var(--white); transition: var(--transition);
}
.step-ind:first-child { border-radius: 8px 0 0 8px; }
.step-ind:last-child { border-radius: 0 8px 8px 0; border-right: none; }
.step-ind.active { background: var(--navy); color: var(--white); }
.step-ind.done { background: var(--green); color: var(--white); }

.form-radio-group {
  display: grid; grid-template-columns: repeat(auto-fit,minmax(140px,1fr));
  gap: 10px; margin-top: 8px;
}
.form-radio {
  display: flex; align-items: center; gap: 10px;
  padding: 12px 14px; border-radius: 10px;
  border: 2px solid var(--grey-light); cursor: pointer;
  transition: var(--transition); background: var(--white);
  font-size: .9rem; color: var(--grey-text);
}
.form-radio:hover { border-color: var(--green); }
.form-radio input { accent-color: var(--green); }
.form-radio.checked,
.form-radio:has(input:checked) {
  border-color: var(--green); background: var(--green-light);
  color: var(--navy); font-weight: 600;
}
.btn-secondary {
  background: var(--grey-light); color: var(--navy);
  border-color: var(--grey-light);
}
.btn-secondary:hover { background: var(--grey-bg); }

/* ── Saving highlight box ──────────────────────────────────── */
.saving-box {
  background: linear-gradient(135deg, var(--green-light), #F0FBF6);
  border: 1.5px dashed var(--green);
  border-radius: var(--radius);
  padding: 22px 24px;
  display: flex; align-items: center; gap: 16px;
  margin: 24px 0;
}
.saving-box .saving-icon {
  width: 52px; height: 52px; border-radius: 12px;
  background: var(--green); color: var(--white);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem; flex-shrink: 0;
}
.saving-box .saving-title {
  font-weight: 800; color: var(--green-dark); font-size: 1.05rem;
}
.saving-box .saving-sub {
  font-size: .88rem; color: var(--grey-text); margin-top: 2px;
}

/* ── Inline value tags ─────────────────────────────────────── */
.value-tags {
  display: flex; gap: 8px; flex-wrap: wrap; margin-top: 16px;
}
.value-tag {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 6px 12px; border-radius: 50px;
  background: var(--grey-bg); color: var(--grey-text);
  font-size: .82rem; font-weight: 500;
}
.value-tag span { color: var(--green); font-weight: 800; }

/* ── Consent checkbox ──────────────────────────────────────── */
.form-consent {
  display: flex; gap: 10px; align-items: flex-start;
  margin: 14px 0 6px;
  padding: 12px 14px;
  background: var(--grey-bg);
  border: 1.5px solid var(--grey-light);
  border-radius: 10px;
  font-size: .82rem;
  color: var(--grey-text);
  line-height: 1.5;
  cursor: pointer;
  transition: var(--transition);
}
.form-consent:hover { border-color: var(--green); }
.form-consent input[type="checkbox"] {
  accent-color: var(--green);
  width: 18px; height: 18px;
  margin-top: 1px; flex-shrink: 0;
}
.form-consent a { color: var(--green-dark); text-decoration: underline; }
.form-consent:has(input:checked) {
  border-color: var(--green); background: var(--green-light);
}
.form-consent.consent-invalid {
  border-color: #EF4444; background: #FEF2F2;
}
.consent-error {
  margin: -4px 0 8px;
  font-size: .78rem;
  color: #EF4444;
  font-weight: 500;
}

/* ── Field validation ───────────────────────────────────────── */
.form-group.invalid input,
.form-group.invalid select,
.form-group.invalid textarea {
  border-color: #EF4444 !important;
  background: #FEF2F2 !important;
}
.field-error {
  display: block;
  font-size: .75rem;
  color: #EF4444;
  margin-top: 4px;
  font-weight: 500;
}

/* ── Multi-step forms ───────────────────────────────────────── */
.form-step[hidden] { display: none; }
.step-nav {
  display: flex;
  gap: 10px;
  margin-top: 8px;
}
.step-nav .btn-back {
  flex: 0 0 auto;
  padding: 14px 22px;
  background: none;
  border: 1.5px solid var(--navy);
  color: var(--navy);
  border-radius: 12px;
  font-size: .95rem;
  font-weight: 600;
  cursor: pointer;
  transition: var(--transition);
}
.step-nav .btn-back:hover { background: var(--navy-light); color: var(--white); }
.step-nav .btn-next {
  flex: 1;
  padding: 14px 22px;
  background: var(--green);
  color: var(--white);
  border: none;
  border-radius: 12px;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
  transition: var(--transition);
}
.step-nav .btn-next:hover { background: var(--green-dark); }

/* Honeypot — always hidden, even if extension toggles display */
.hp-field {
  display: none !important;
  position: absolute !important;
  left: -10000px !important;
  width: 1px; height: 1px;
  opacity: 0; pointer-events: none;
}